Privacy Policy

Last updated: 15 October 2026

Koinos is operated by BlockAfric Global Services Ltd, a company registered in Nigeria ("BlockAfric", "we", "us").

1. Scope

This policy explains how BlockAfric processes personal data on Koinos, in line with the Nigeria Data Protection Act 2023 (NDPA).

2. Data we collect

  • Account data: name, email, phone, headline, skills, experience and profile photo.
  • Learning data: enrolments, lesson progress, ratings and reviews.
  • Hackathon data: applications, team membership, submissions and judging scores.
  • Payment data: transaction references, amounts and status. Card details are handled by Lotus Bank or Stripe and never stored by us.
  • Technical data: device, browser and usage logs.

3. How we use it

To provide courses and the hackathon, verify payments, issue scholarships, award Koino points and badges, match builders with corporate members, send programme updates, prevent fraud and improve the platform.

4. Who sees your data

Public profile fields you choose to publish are visible on the network. Detailed candidate profiles are visible only to corporate members you are unlocked to, or that you apply to.

We share data with service providers (hosting, payments, email/SMS/WhatsApp messaging, AI learning assistance) under confidentiality obligations. We do not sell personal data.

5. AI features

When you use the lesson explainer or learning path advisor, your question and relevant lesson context are sent to an AI model to generate a response. Do not include sensitive personal information in these prompts.

6. Retention

We keep account data while your account is active and for up to 24 months after closure. Payment records are kept for 6 years to meet accounting obligations.

7. Your rights

You may request access, correction, deletion, restriction or portability of your data, and withdraw consent to marketing at any time. You may also complain to the Nigeria Data Protection Commission.

8. Security

We use encryption in transit, access controls and server-side authorisation for paid content and private data. No system is fully secure; we will notify affected users of any material breach as required by law.

9. Contact

Data protection requests: info@blockafric.com.